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العربية

Household budget planner

List your income and monthly spending to see where the money goes and how it compares with the 50/30/20 guide.

Your monthly spending

Left over: 2,000.00

Needs · 54%Yours 5,400.00 · Suggested (50/30/20) 5,000.00
Wants · 11%Yours 1,100.00 · Suggested (50/30/20) 3,000.00
Savings · 15%Yours 1,500.00 · Suggested (50/30/20) 2,000.00

The 50/30/20 rule is a starting point: about 50% on needs, 30% on wants and 20% on savings. Adjust it to your situation, such as high rent or debts to pay off.

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How to use it

  1. Enter your monthly income after deductions.
  2. Edit the spending items, choosing needs, wants or savings for each.
  3. See what’s left over and how each group compares with the guide.

Example on SAR 10,000

Group Guide Example
Needs 5,000 (50%) 5,400
Wants 3,000 (30%) 1,100
Savings 2,000 (20%) 1,500

Paying off debt? Plan it with the debt payoff planner. Saving for a goal? See the savings goal planner.

Guides about this tool

Household budget planner: common questions

What is the 50/30/20 rule?

A simple guide: about 50% of income on needs, 30% on wants and 20% on savings or paying off debt.

What counts as a need?

Things you must pay, such as rent, groceries, bills, transport and loan installments.

What if my rent is very high?

Then needs can take more than 50%. Try to protect savings first, and trim wants.

Embed this tool on your website

Paste this code into your website or blog. The tool works inside the frame, and the link under it credits Adatna.