How to use it
Choose your nationality and, for Saudis, when you first registered with GOSI. Then enter your basic salary, housing allowance and any other allowances.
GOSI rates in 2026
| Employee | Employer | |
|---|---|---|
| Saudi, registered before 3 July 2024 | 9.75% | 11.75% |
| Saudi, new system (from July 2026) | 10.75% | 12.75% |
| Non-Saudi | 0% | 2% |
Saudi rates cover the pension (annuities) and SANED unemployment insurance; the employer also pays 2% for occupational hazards. Under the new system, the pension share rises by 0.5% on each side every July until it reaches 11% in 2028.
Example
Basic 10,000 SAR, housing 2,500, other allowances 1,000:
| Old system | New system | Non-Saudi | |
|---|---|---|---|
| GOSI deduction | 1,218.75 | 1,343.75 | 0 |
| Net salary | 12,281.25 | 12,156.25 | 13,500 |
For the full rules, read the GOSI contributions guide.